2Frazzled--Thanks for your input. I must say that the built-in surge guard is one option I regret getting, and I would have done better to get a unit like yours that I can hook up at the post. When the built-in one goes kerflooey, there is no bypass which would allow you to hook up or get generator power. You would have to actually disconnect 12 wires and then reconnect them to a junction box. I was looking at their manual and they say they do that because of safety concerns--they don't want people to easily bypass the surge guard if the electric power source is unsafe. Makes for a real pain in the butt, though, if the surge guard itself fails.
Anyhow, mine isn't broken at this point, so I won't borrow that trouble. As for the wiring issue that it is detecting, Kermit agrees with the Surge Guard tech and believes it could be a sticky relay in the frig when it tries to flip from propane to electric. He also agrees it is an inconvenience, not a danger, so I'm just going to deal with the frig manually when hooking up.
Thanks!