Alabama here! Next door to Fairhope in Foley. We moved here 11 years ago. We love the area. I grew up in Clearwater, Fl. and have lived in PA, MN, and OH. Property taxes are cheap. Tags for the MH close to $700. Home owners insurance is going to depend on your home value and location. The closer you are to the water, the higher it will be. We have that hurricane thing going on here. Auto insurance also has a lot of variables, but seems reasonable. In general, I think the cost of living is reasonable compared to other places. If you don't like hot and humid, travel in the summer!