Cruisers Forum
Main Forum => General Discussion => Topic started by: garmp on October 31, 2016, 12:57:53 pm
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What's your Roadside assistance plan of choice? Why? And have you used it?
I've been on forums where this question has come up and mostly you hear only the negative "reviews". From what I've learned mostly is that Coach-Net is the preferred. Most "clubs", AAA, GS and others have their assistance vary according to location. Price is definitely a consideration, realizing that you get what you pay for.
thanks
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We use the Hartford through AARP. We have been with them for at least 15+years. The motorhome is insured all year at a very reasonable rate and recently they added Speciality Coverage for Motor Homes without any rate change.
The benefits they added are:
1. Emergency towing services to the nearest qualified repair facility
2. $1,000 emergency expenses for housing, travel and returning your RV to you
3. $750 transportation expense for car rental, bus, train etc
4. Total theft coverage
5. $1,000 fire department services
6. $2,500 utility trailer coverage
7. Full-timers coverage if you don't have homeowners coverage for your personal belongings.
We have used our AAA membership in the past on several occasions for flat tires and without exception it was great! We have not had to use the Hartford to this point but know it is available if necessary. They will also dispatch for flat tire, out of gas, battery jump or being locked out.
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Hi garmp,
Just like Barry-Sue, we have Hartford insurance through AARP which includes a roadside assistance program. Like Barry-Sue we have never used it so we wouldn't know how it performs.
In all our travels together this past 38 years, 33 of them in a motor home, we have yet to be in a predicament where we would use roadside assistance. The few times something went wrong, I was able to handle myself on the spot, or at the next significant town.
Now watch......I just jinxed myself saying that on Halloween :)
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What I have, and used it once on my previous VW Rialta, is Progressive Insurance. They, at that time towed me to the nearest qualified shop to have my transmission cooler hose repaired. I had to pay for the repairs. They took care of the 20 mile tow job.
This is how their policy is written.
1. Towing to qualified repair facility
2. Labor of one hour at place of disablement.
Covered emergency, is for:
1. mechanical or electrical breakdown
2. battery failure
3. insufficient fuel, oil, water or other fluid
4. flat tire
5. lock-out
6 entrapment in show, mud, water, or sand, within 100 feet of a road or high-way.
As far as cost... I find that Motor Home insurance is very inexpensive compared to other vehicles. I asked the reason why to my agent. Very simply put, he said, a motor home us usually only used as a motor home. If its a Pickup with a camper on back, the owner can and does, take the camper off and now it's a simple pickup truck that can be used for many uses, making its insurance much more costly. Oh, OK, I said.. makes sense!
Denny